Terms & Conditions

Using This Website

Welcome to Golden Hour Retirement. By using this website, you agree to these terms. If you do not agree, please do not use the site.

We may update these terms from time to time. The version on this page is always the current one.

What We Are, And What We Are Not

Golden Hour Retirement is an education and connection service. We help people nearing or enjoying retirement learn about annuities in plain language.

We are not an insurance company, and we are not a licensed financial, tax, or legal advisor. We do not give financial, tax, or legal advice, and we do not recommend any product.

If you ask us to, we connect you with one licensed insurance agent in your state. That agent may be paid by an insurance company if you choose to buy a product.

Educational Information Only

Everything on this website, including the quiz, the guide, and the results page, is general educational information.

It is not advice about your own situation. Everyone's retirement is different, so please speak with a licensed professional before making any decision about your money.

Your Details And Messages

When you share your details with us, you confirm they are accurate and that you are at least 18 years old.

If you agree on our website to be contacted, a licensed insurance agent in your state may call you or send you text messages. You can stop this at any time by replying STOP to a text or by telling the agent on a call.

Please see our Privacy Policy for the full picture of how we handle your details.

No Promises About Results

We work hard to keep the site accurate and available, but we cannot promise it will always be complete, up to date, or free of interruptions.

Nothing on this site is a promise about future returns, income, or outcomes. Past performance of any financial product does not predict how it will behave in the future.

Links To Other Websites

This site may link to other websites, such as the publications that have featured us or a booking calendar.

We do not control those websites and are not responsible for their content or their privacy practices. Please read their policies before sharing details with them.

Ownership

The Golden Hour Retirement name, logo, and the words and pictures on this site belong to us or to the people who licensed them to us.

You may read, print, and share pages from this site for your own personal use. Please do not copy or reuse them for business purposes without our written permission.

Limitation Of Liability

To the fullest extent the law allows, Golden Hour Retirement is not responsible for losses that come from using this website or from decisions you make based on general educational information.

Decisions about your retirement money are yours. We encourage you to make them with the help of licensed professionals you trust.

Applicable Law

These terms are governed by the laws of the United States and of the state where Golden Hour Retirement is based, without regard to that state's conflict of laws rules.

Contact Us

If you have a question about these terms, please contact us and we will be glad to help.